SAVINGS GOAL CALCULATOR
Turn your goal into a monthly number.
Tell KiraFirst how much you want and when you want it. We work backwards to show what you need to save each month.
Emergency fundHolidayWeddingDepositAnything
TO REACH YOUR GOALRM 1,434per month
Target RM 100,000
Timeline 5 years
Current savings RM 10,000
YOUR PLAN
What are you saving for?
Adjust the numbers and your monthly target updates instantly.
1
Set your goalHow much do you want to have?
RM
RM5kRM1m
RM
RM0RM100k
5 years
1 month40 years
2
Where will you keep this money?Choose the option closest to your plan. You can fine-tune the percentage below.
Not sure what return to use?Think about the type of account or investment — not the highest return you hope to get.
Important: Higher return is not “better” for the calculator. A higher assumption makes the required monthly saving look smaller, but the return is less certain. For short-term or important goals, use a cautious assumption.
% p.a.
0%15%
These percentages are simple planning examples, not promised or recommended returns. Actual deposit and investment returns vary. The calculation assumes monthly compounding and contributions at the end of each month.
TRY A MONTHLY BUDGET
How much can you comfortably save each month?
Move the slider to see how long it could take to reach the same goal.