KIRA MASA DEPAN · FUTURE
EPF, PRS & retirement guides for Malaysians
Translate the money you are building today into the lifestyle it may support later, and understand how EPF, PRS, time, inflation and contributions shape your future.
Future guides
Your retirement target should connect the amount you are building today with the monthly lifestyle you want later.
Is PRS worth it in Malaysia?
Understand the tax benefit, long-term retirement role and trade-offs before contributing.
Read guide →PRS TAX RELIEFPRS tax relief: how much do you actually save?
See why RM3,000 of relief is not a RM3,000 refund and how your tax position changes the benefit.
Read guide →EPF VS PRSEPF vs PRS: what is the difference?
Compare their roles and see how PRS can complement your core EPF retirement savings.
Read guide →EPF & RETIREMENTHow much EPF do I need to retire?
Connect retirement spending, inflation and your projected savings.
Read guide →EPF BENCHMARKSHow much EPF should I have at 30, 40 and 50?
Use age checkpoints without losing sight of your personal retirement target.
Read guide →RETIREMENT TARGETIs RM1 million enough to retire in Malaysia?
Connect RM1 million with spending, retirement duration and inflation.
Read guide →RETIREMENT INCOMERM1 million: how much can you spend monthly?
Translate a retirement fund into monthly spending over 20, 25 or 30 years.
Read guide →RETIREMENT AGERetire at 55 vs 60
See why five extra years can affect both the fund you build and how long it must last.
Read guide →