We annualise your salary
Monthly gross salary × 12, plus any bonus or other taxable employment income you enter.
PRS TAX RELIEF CALCULATOR · MALAYSIA
How much could PRS save you in tax?
Start with your monthly salary. KiraFirst estimates your annual taxable income, compares your tax before and after PRS relief, and shows the estimated annual saving.
QUICK EXAMPLEPRS relief reduces your annual taxIt is not a RM3,000 cash refund.
Maximum eligible PRS reliefRM 3,000 / year
Tax savingDepends on your income
Claim frequencyAnnual tax assessment
Kira your PRS tax benefit
You give us the familiar numbers. We estimate the tax numbers for you.
1Tell us what you earn
RM
Your salary before EPF, SOCSO, PCB and other deductions.RM
2Add your PRS contribution
RM
PRS/deferred annuity relief is capped at RM3,000 per year.Improve my tax estimate (optional)
We automatically include the RM9,000 individual relief. Add other reliefs you expect to claim, including eligible EPF/life-insurance relief and other personal reliefs. Do not include PRS here.
RM
3Optional retirement illustration
years
years
% p.a.
WHAT KIRAFIRST IS CALCULATING
Salary → chargeable income → tax → PRS saving.
We estimate chargeable income
We deduct the RM9,000 individual relief plus any additional relief amount you provide. This is a simplified planning estimate.
We compare tax twice
We calculate estimated tax before and after eligible PRS relief. The difference is your estimated annual PRS tax saving.
PRS/deferred annuity contributions qualify for personal tax relief up to RM3,000 annually through YA 2030. KiraFirst currently uses HASiL's published YA 2025 resident-individual progressive tax rates as the tax-rate basis. Actual chargeable income depends on your circumstances, statutory deductions, relief eligibility, rebates and other income. This is a planning estimate, not tax or investment advice.