Keep paying the scheduled amount
The calculator estimates the normal monthly instalment based on your current balance, interest rate and remaining tenure.
FLEXI HOME LOAN · MALAYSIA
Put your spare cash to work.
See how much interest and loan time you could save by parking eligible cash in your flexi home loan.
✓ Interest saved✓ Time saved✓ Monthly payment
ESTIMATED INTEREST SAVED
RM 0
Estimated time saved —
Required monthly instalment RM 0
With optional extra RM 0 / month
FLEXI SAVINGS CALCULATOR
How much could flexi save you?
Test the impact of cash parked in your flexi account and optional extra monthly repayments.
RM
% p.a.
years
RM
Cash assumed to stay in the eligible offset account. Actual offset treatment and limits depend on the bank.RM
Optional amount paid on top of the required monthly instalment.This is an illustration, not a bank quotation. Flexi products differ in redraw rules, fees, linked-account requirements, offset limits, rates and Islamic financing structures. Check your product disclosure sheet.
HOW TO READ THIS
Your required instalment does not automatically fall because you park cash.
Park cash to reduce interest
Eligible cash in a flexi structure may reduce the balance used to calculate interest. Your required instalment generally remains based on your financing terms unless the bank formally revises it.
Pay more to finish faster
If you choose an extra monthly repayment, the calculator adds it to the scheduled instalment and shows the estimated impact on interest and payoff time.